What credit score do I need for Discover student?

Compare to Other Cards

Discover it® Student Cash Back Discover it® Student chrome Deserve® EDU Mastercard for Students
Recommended Credit Score 630689average Recommended Credit Score 630689average Recommended Credit Score 630850average – excellent

Can you be denied for a Discover student card?

You may also have a hard time being approved if you have negative entries on your credit report, such as late payments. If you are denied for a Discover it student card, you still have other options. The Discover it® Secured Credit Card has the best approval chances of all Discover cards.

Is it hard to get a Discover student card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703. With that being said, it’s not just your credit score you should worry about.

Why was I denied a Discover student card?

The reasons will be listed in the denial letter Discover sends out shortly after its decision. They may include an annual income below what’s needed to make minimum monthly payments, a low credit score, too many recent credit inquiries or a high amount of debt, among others.

Why did I get declined for Discover Student Card?

What credit score is needed to get a Discover Card?

From the Discover site,click “All Products,” “Credit Cards,” and then “See if You’re Pre-approved.”

  • Fill out the pre-approval form.
  • Click “Check Now” to see your results.
  • Does discover have a bank or just a credit card?

    Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present.

    What are the requirements for a Discover Card?

    – You can have a maximum of two Discover credit card accounts. – Your first Discover card must be open for at least one year before you can open a second. – You can only have one student credit card with Discover.

    How do you apply for a Discover credit card?

    Call Discover customer service at 1-800-347-2683.

  • Ask to speak to the reconsideration line about your recent Discover card application.
  • Explain the situation and ask if the representative can approve you for the card you want.