Can you get a loan through netspend?

Can I get a loan or a payday advance from Netspend? No. Loans or payday advance loans are not available from Netspend. However, you can deposit loan proceeds from other companies into your Netspend account, just like with a bank account.

How do I get emergency cash from Direct Express?

You can also make this transfer by calling Direct Express customer support at the toll-free number 1 (866) 606-3311. Once you receive the money transfer: Ask for the reference number associated with your transfer. Gather your reference number and personal identification for easy access at the station.

How can I get a payday loan in Columbus Ohio?

Before you apply for payday loans in Columbus, Ohio, explore your other options. Columbus has lots of cash advance choices, including no-interest loans, credit builder options, and predatory payday loans. Instacash from MoneyLion will give you free access up to $250 without any interest or fees.

Is there a cap on payday loans in Ohio?

Yes. In October 2018, Ohio changed its regulations for payday loans – and other short-term loan options – to better enforce the interest rate cap and prevent lenders from charging consumers hefty fees.

Are payday loans the right choice for You?

Payday loans, and other short-term loan options, aren’t always the right choice if you’re struggling with bills and have consistent financial issues. To lower your daily costs, you may want to look into assistance programs like Medicaid, the Emergency Food Assistance Program (TEFAP) or the Home Energy Assistance Program (HEAP).

How long can a loan be less than 91 days?

Your loan may be less than 91 days if the total monthly payment on your loan doesn’t exceed 6% of your gross monthly income or 7% of your net monthly income, whichever is greater. These laws make payday loans more difficult to come by, so you should expect to find more lenders offering installment loans.