Where is EOS CCA located?
Locations. EOS CCA is headquartered just outside Boston at 700 Longwater Dr Norwell, Massachusetts 02061 with regional centers across the United States.
Who does EOS Canada collect for?
EOS Canada currently provides services to more than 70 provincial and municipal governmental departments, organisations and arm’s-length entities for the collection of fines, student loans, fees and general accounts receivable.
What does it mean when it says placed for collection?
When you have a debt in collections, it usually means the original creditor has sent the debt to a third-party person or agency to collect it. Credit card debt, mortgages, auto loans and student loans are a few types of debt that can be passed on to a debt collection agency.
Is EOS a debt collection agency?
EOS CCA is a debt collection agency that is most likely on your credit reports for an account that’s in collections. Debt collection agencies like EOS CCA work with creditors such as banks, student loan providers and telecommunications companies to recover debts they’re owed.
Does EOS CCA do pay for delete?
If EOS CCA has verified that you have not paid the debt, you can offer a pay-for-delete agreement letter. This is a letter in which you offer to pay the debt in exchange for EOS CCA removing the collection information from your credit report.
How do I dispute an EOS CCA?
If you are disputing an issue on your credit report, please submit your dispute in writing to EOS CCA, PO Box 329, Norwell, MA 02061 and we will respond within 30 days from receipt of your written dispute.
Does EOS CCA sue?
Can EOS CCA sue me? Under the FDCPA, EOS CCA isn’t allowed to use threats to collect a debt. However, if you don’t pay a validated debt, they could sue you.
How many points will your credit score increase when a collection is removed?
If its the only collection account you have, you can expect to see a credit score increase up to 150 points. If you remove one collection and you have five total, you may not see any increase at all–you’re just as much of a risk with 4 collections as 5.
How do I get a paid collection off my credit report?
A goodwill deletion is the only way to remove a legitimate paid collection from a credit report. This strategy involves you writing a letter to your lender. In the letter, you need to explain your circumstances and why you would like the record of the paid collection to be removed from your credit report.
Will EOS CCA do a pay for delete?
What is EOS CCA on my credit report?
EOS CCA is a debt collection agency that is most likely on your credit reports for an account that’s in collections. Debt collection agencies like EOS CCA work with creditors such as banks, student loan providers and telecommunications companies to recover debts they’re owed. What’s on your credit reports?
What companies does EOS CCA collect from?
They list organizations they perform collection services for as including banks, colleges and universities, student loan lenders, telecommunications companies, and other organizations. That means EOS CCA could be attempting to collect a debt for any number of different businesses or institutions.
Is EOS CCA pay-for-delete agreement legally binding?
Also, be aware that pay-for-delete agreements are not legally binding. EOS CCA could agree to your written request for the arrangement, accept full payment of the debt, but refuse to remove the collection account from your credit reports. You’ll have no legal recourse, even if EOS CCA agreed to the arrangement in writing.
How do I get EOS CCA to delete a collection account?
However, you may be able to write a convincing goodwill letter, requesting that EOS CCA delete the collection account from the three credit bureaus: Experian, Equifax and TransUnion. In a real way, you are throwing yourself on the collection agency’s mercy.