What is Health Plan of Nevada HMO?

What’s a Health Maintenance Organization (HMO) health plan? HMO plans provide members with lower premiums, copays and out-of-pocket costs when compared to most other types of health plans. Your plan provides coverage for medical care, behavioral health, and pharmacy benefits. Balancing value with cost.

Is Health Plan of Nevada PPO or HMO?

Health Plan of Nevada is owned by United HealthCare. They offer HMO options to individuals as well as businesses with small group health insurance plans. Unlike their sister company, Sierra Health and Life, Health Plan of Nevada only offers HMO plans.

What type of plan is Health Plan of Nevada?

Health Plan of Nevada (HPN) offers individual plans with HMO plan designs, and Sierra Health and Life (SHL) offers individual plans with PPO plan designs, including savings account (HSA) plans. These plans are based on metallic levels that include Platinum, Gold, Silver and Bronze.

Are there Hmos in Nevada?

Health Plan of Nevada (HPN) HMO is offered to members who work or reside in Clark County, Esmeralda County, and Nye County. This plan offers affordable copays and your benefits are easy to understand and access.

How much is Nevada Health Plan?

How much does health insurance cost in Nevada? Nevada residents can expect to pay an average of $475 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.

Is Health Plan of Nevada the same as UnitedHealthcare?

Health Plan of Nevada (HPN) is a UnitedHealthcare Company. Health Plan of Nevada is Nevada’s oldest and most experienced health maintenance organization (HMO) providing Nevadan’s with quality health care since 1982.

Can you get PPO health insurance in Nevada?

Nevada unfortunately does not have PPO options unless you have health insurance through your employer, or live in Northern Nevada (which has one insurance company that has PPO plans).

Who owns Health Plan of Nevada?

Sierra Health Services and its subsidiaries, including Health Plan of Nevada, were acquired by UnitedHealth Group in 2008. Health Plan of Nevada has been in business for over 30 years and offers the state’s top source of managed care.

Is Blue Shield available in Nevada?

Anthem BlueCross BlueShield in Nevada Today, more than one-quarter of a million Nevadans rely on our health products and services, and we are the only insurer that serves every part of the state and every segment of the market.

Is HMO better than EPO?

If you see the doctor often or have an ongoing medical condition, depending upon the plan, an HMO may have a higher monthly premium than an EPO plan, but you’ll pay less out-of-pocket each time you receive care. If you only see doctors once in a while, an EPO plan might be right for you.

What is the difference between EPO and HMO?

An Exclusive Provider Organization (EPO) is a lesser-known plan type. Like HMOs, EPOs cover only in-network care, but networks are generally larger than for HMOs. They may or may not require referrals from a primary care physician. Premiums are higher than HMOs, but lower than PPOs.